If you’re new to filing income tax returns in India, don’t worry. With the right guidance, ITR Filing 2025 can be a smooth and straightforward process. This blog explains the entire income tax return filing process step-by-step, especially for those filing for the first time.
What is ITR Filing?
ITR or Income Tax Return is a form filed with the Income Tax Department of India to report income, expenses, tax deductions, and other financial details for a financial year. Filing your return on time helps you stay compliant, avoid penalties, and get refunds if applicable.
Who Should File ITR in 2025?
- Individuals earning more than ₹2.5 lakh annually
- Freelancers and consultants
- Business owners
- NRIs with taxable Indian income
- Anyone seeking a tax refund
- Those holding foreign assets or bank accounts
Benefits of Filing ITR
- ✅ Proof of income
- ✅ Helps in getting loans or visas
- ✅ Enables claim of TDS refunds
- ✅ Avoids late filing penalties
- ✅ Helps build a good financial history
Documents Required for ITR Filing 2025
Before starting your ITR filing 2025 process, keep these documents ready:
- PAN Card
- Aadhaar Card
- Form 16 (from employer)
- Salary slips
- Bank statements
- Interest certificates (FDs, savings)
- Form 26AS (tax credit statement)
- Investment proofs (80C, 80D, etc.)
- Home loan statement (if applicable)
- Capital gains statements (mutual funds, stocks)
- Rent receipts (for HRA)
Step-by-Step Guide to File ITR Online in 2025
Step 1: Register or Log in to the Income Tax Portal
Visit https://www.incometax.gov.in/ and log in using your PAN. First-time users must register.
Step 2: Check Form 26AS
Download Form 26AS to check the TDS deducted and compare it with Form 16 or other tax documents.
Step 3: Choose the Correct ITR Form
Selecting the right form is crucial:
- ITR-1: For salaried individuals with income up to ₹50 lakh
- ITR-2: For those with capital gains or foreign assets
- ITR-3: For business owners or professionals
- ITR-4: Presumptive income scheme filers
Step 4: Select “e-File” > “Income Tax Return”
Choose the assessment year (2025–26), filing type (original or revised), and the appropriate ITR form.
Step 5: Fill in Income Details
Input salary, house property income, other income (interest), and deductions under sections like 80C, 80D, etc.
Step 6: Validate Tax Computation
The system automatically calculates your tax liability. Review and confirm the computation.
Step 7: Preview and Submit Return
Recheck the data. Click “Submit” to e-file your return.
Step 8: E-Verify Your Return
You can verify via:
- Aadhaar OTP
- Net banking
- EVC (Email/SMS verification)
- Sending signed ITR-V to CPC, Bangalore
Common Mistakes First-Time Filers Make
- ❌ Choosing the wrong ITR form
- ❌ Missing TDS entries
- ❌ Incorrect bank details
- ❌ Forgetting deductions under 80C, 80D
- ❌ Not verifying the return
Tax Filing Deadlines for AY 2025–26
| Category | Due Date |
|---|---|
| Individual | 31st July 2025 |
| Audit Cases | 31st October 2025 |
| Revised Return | 31st December 2025 |
FAQs about ITR Filing 2025
Q. Can I file ITR without Form 16?
Yes. You can use salary slips, bank statements, and Form 26AS instead.
Q. What if I miss the filing deadline?
You may file a belated return but with a late fee up to ₹5000.
Q. How do I claim TDS refunds?
By filing your ITR and providing correct bank details for refund credit.
Q. Can I file ITR on my phone?
Yes, the Income Tax Department has launched a mobile app for ITR filing.
Conclusion
Filing your income tax return may seem daunting at first, but this step-by-step guide for ITR filing 2025 ensures you’re well-prepared. Make sure to file before the due date, verify your return, and keep your documents handy for future reference.
Need expert help? Reach out to Tax MSME for seamless, professional ITR filing assistance.
